There’s nothing fun about having water damage in your home. But when a pipe bursts, a drain backs up, or a flood happens, you don’t have much of a choice. You may have quite a few questions in your mind. What should you do? Where do you turn? Water damage can cause plenty of stress, but the more you know about it, the more you will be able to address it calmly and quickly. Here are a few things homeowners need to know about water damage in case it occurs in your home:
Flood And Water Damage Are On Different Insurance Policies
You might think that water is water, whether it comes from a pipe or a flood. However, flood damage is generally not covered by your insurance policy. If you live in an area that has flooding from time to time, you might want to look into your insurance’s flood policy. When you report your claim, you will have to specify where the water damage came from so they can adjust your claim correctly.
Not All Damage Is Covered
It is a good idea to know your insurance policy well so you know what’s included and what’s excluded when it comes to water damage. Most policies cover sudden damage, like if a washing machine overflows. But water damage that comes from a leaking pipe that you didn’t get fixed can be excluded because you were held responsible for it.
Address Water Damage Right Away
Once water damage occurs, you are basically on a ticking clock. You don’t have the luxury of waiting to clean it up. Secondary damage can be very bad and encourage mold growth, which can cause a number of serious health risks. There is a 24-48 hour window before mold starts to grow and it multiplies fast. When mold is widespread, you’ll need professional help to rid of it in addition to water damage cleanup.
Water Pollution Levels Are Important
Not all water damage is the same. Water damage is generally categorized by how polluted the water is that caused the damage. If water comes from a clean water source, like the fresh water line from the sink, it won’t cause illness (other than mold growth). If water can cause illness through contact because of bacteria, it is in another category. The worst kind comes from a sewage backup or storm waters, which is highly contaminated and could cause severe illness or even death.
Get Help Right Away
If you see any water damage in your house, you want it cleaned up as quickly and effectively as possible. You don’t want to risk doing it yourself because you can’t risk mold and other secondary side effects. Call Bio-Tec Restoration Services. We offer restoration services in the Twin Cities, whether you have a residential or commercial property affected by water damage. We’ll quickly and effectively restore your property so you don’t have to worry about mold or other major issues.